Indexed Universal Life Insurance

Protect Your Loved Ones Financially After You’re Gone

WHAT DOES INDEXED UNIVERSAL LIFE INSURANCE COVER?

Indexed Universal Life (IUL) is a permanent life insurance policy that is similar to whole life in that it lasts your entire life, however, it has an investment component that allows money to grow inside of the policy on a tax free basis.

It is also known as a Life Insurance Retirement Plan (LIRP) because it can generate a large retirement income when set up properly. It is one of the best ways to invest because it cannot lose money.

WHO IS IT FOR?

Anyone who wants to protect their family or loved ones in the event of their death.

WHY TAKE OUT INDEXED UNIVERSAL LIFE INSURANCE?

If your loved ones financial situation would suffer because of your death then life insurance could be right for you to ensure they are looked after once you are gone.

Such as if you are the main income earner for your family or you are a stay at home parent you can provide for the financial future of your partner and dependents by taking out life insurance.

  • Tax Free Investment Growth

  • Tax Free Retirement Income

  • Risk Free investment of capital

General Benefits

PROTECT YOUR FAMILY OR LOVED ONES

Ensure your loved ones are financially protected after you are gone. This can be used for anything such as; mortgage or debt repayment, cost of raising dependents, funeral cover, provide an inheritance or setting up an investment fund to generate ongoing income for your dependents.

LUMP SUM PAID OUT

Upon death or in case of a terminal illness, your beneficiaries will receive a lump sum payment or monthly disbursements. The choice is yours.

To find out how much you would need, we’ll do an in depth analysis on a free consultation:

KEEP PREMIUMS AFFORDABLE LONG TERM

You have the option to level your insurance premiums, this means as you get older the premiums remain the same and won’t increase with your age. This is a good option if you are planning on keeping your cover long term.

Why Us?

We want to be your agency and advisors for many years to come. Your financial goals and needs will change many times over the years and we’ll be there to help you make each adjustment and at every milestone.
This is what sets our agency apart from all the others.

Licensed in 48 States in America.

We Can Guide You In Choosing The Right Insurance Coverage For Your Needs

Do you already have insurance? Or you’re looking to start?

Regardless of your insurance experience, we’ll make sure we listen to your needs and explain the pros and cons of each policy so you can find the best coverage for you.

We can review your current existing policies as well.

Free Consultation:

There’s no obligation, commitment or pressure to buy.

It can be simply informational so you know what your options are.